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When you’re looking to start selling products online, unless you use Paypal, Moneybookers or perhaps Google Checkout you will need 2 things, a payment processor and a merchant account.

In the UK, you can usually go to your bank and get a merchant account with no problem though the application can be a bit daunting and it can take a few weeks for it to become active.

If you need a payment processor such as Saepay or Paypoint, they don’t take so long and can usually be up and running in a matter of days not weeks.

You need to shop around though and find the best merchant account provider for your business with the lowest rates and of course a speedy transfer of money into your main bank account.

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